http://www.oakwoodfp.co.uk/oakwoodnews Just another WordPress weblog Mon, 06 Sep 2010 14:00:51 +0000 http://backend.userland.com/rss092 en Finding the right wealth structures to protect your assets One of the great things about wealth is knowing that it can be passed on to others. Your wealth might encompass businesses, property and investments in the UK and abroad that require specialist considerations. We work closely with our clients in order ... http://www.oakwoodfp.co.uk/oakwoodnews/?p=345 Providing a valuable cash injection to your business Many businesses recognise the need to insure their company property, equipment and fixed assets. However, they continually overlook their most important assets – the people who drive the business. Many fail to realise the impact on the financial security of a business that could result ... http://www.oakwoodfp.co.uk/oakwoodnews/?p=344 Making the right decision to protect your financial situation With so many different protection options available, making the right decision to protect your personal and financial situation can seem overwhelming. There is a plethora of protection solutions which could help ensure that a lump sum, or a replacement income, becomes available ... http://www.oakwoodfp.co.uk/oakwoodnews/?p=343 Shopping around for the annuity that best suits your needs In June 2010 the government announced a review of the requirement to take your income by age 75. This is subject to consultation and new rules are likely to take effect in April 2011. If you reach 75 before April 2011 ... http://www.oakwoodfp.co.uk/oakwoodnews/?p=342 A more flexible alternative to established unit trusts Open-Ended Investment Companies (OEICs) are stock market-quoted collective investment schemes. Like investment trusts and unit trusts they invest in a variety of assets to generate a return for investors. They share certain similarities with both investment trusts and unit trusts but there are ... http://www.oakwoodfp.co.uk/oakwoodnews/?p=341 Collective investment schemes run by fund management companies Open-ended investment funds are often called collective investment schemes and are run by fund management companies. There are many different types of fund. These include: - Unit trusts - OEICs (Open-Ended Investment Companies, which are the same as ICVCs – Investment Companies with Variable Capital) - ... http://www.oakwoodfp.co.uk/oakwoodnews/?p=340 Investing in commercial property brings investors significant tax benefits Lower prices and lower borrowing rates have led to an increased interest in putting commercial property into a Self-Invested Personal Pension (SIPP). The general fall in the price of commercial property has made it a more affordable investment and has made it ... http://www.oakwoodfp.co.uk/oakwoodnews/?p=339 Your questions answered Q: Exactly what are the new CGT rules? A: The capital gains tax (CGT) rate for individuals with income and chargeable gains – after allowable losses, reliefs, personal allowances and annual exemptions - below the upper limit of the income tax basic-rate band of £37,400 remains at the Pre-Budget ... http://www.oakwoodfp.co.uk/oakwoodnews/?p=338 Using your pension top-ups to mitigate the effects of CGT Following the emergency Budget, the Chancellor, George Osborne, has confirmed that the 28 per cent capital gains tax (CGT) rate introduced for higher-rate tax payers would remain in place for at least the length of this parliament. From a financial planning perspective ... http://www.oakwoodfp.co.uk/oakwoodnews/?p=337 Protecting your lifestyle from the unexpected Most home buyers purchase life assurance when they arrange a mortgage, but far fewer obtain another form of financial protection that they are considerably more likely to need before they reach retirement. Critical illness cover is a long-term insurance policy designed to pay you a tax-free ... http://www.oakwoodfp.co.uk/oakwoodnews/?p=336